1 oz gold bar ($5,000 a/o February 2026) - Collectible 1882 Morgan silver dollar ($87).
Go to Precious Metals for information about silver.

See history below:

Gold has some intrinsic value because of scarcity, and is used by investors as a hedge against uncertainty in stocks and bonds which are influenced by macroeconomic and geopolitical conditions, which are in flux right now. As demand for gold goes up the price will rise.

Below are some places with information on the value of gold..

Note:
Central banks and foreign investors held over $8.5 trillion in US: Treasury securities primarily because they are viewed as the world's safest, most liquid, and reliable store of value.
In 1985, Central banks, especially in emerging markets like China, India, Russia, and BRICS nations, are actively diversifying their foreign reserves away from U.S.

Central bank demand for gold is primarily driven by the following factors:

1. Reserve Diversification and De-Dollarization Central banks, especially in emerging markets like China, India, Russia, and BRICS nations, are actively diversifying their foreign reserves away from U.S. dollar-denominated assets. Gold provides a sanction-proof, politically neutral store of value, reducing reliance on the U.S. financial system and mitigating risks associated with geopolitical tensions or asset seizures—highlighted by the freezing of Russian reserves after 2022.

2. Hedging Against Inflation and Currency Devaluation

Gold acts as a natural hedge against inflation and currency depreciation. Unlike fiat currencies, gold has a finite supply and carries no credit or counterparty risk, making it a trusted asset during periods of monetary expansion or fiscal instability.

3. Geopolitical and Economic Uncertainty Rising global tensions, trade conflicts, and financial volatility increase gold’s appeal as a safe-haven asset.

Central banks use gold to protect national wealth during crises, ensuring balance sheet resilience amid unpredictable global events.

4. Institutional Trust and Financial Stability

Gold enhances confidence in a nation’s financial system. Its inclusion in reserves signals stability, supports monetary credibility, and strengthens trust—especially in countries facing external shocks or capital outflows.

5. Structural Market Support

Central bank purchases create a structural price floor for gold. Their long-term, steady buying—projected at 190 tonnes quarterly in 2026—reduces market volatility and supports sustained price appreciation, independent of short-term investor sentiment.

What some are saying as of Jan 23, 2026:
Gold prices are projected to continue their upward trajectory in the near future, with multiple analysts forecasting significant gains by the end of 2026 and beyond.

• Goldman Sachs predicts gold will reach $4,900 per ounce by the end of 2026, supported by strong central bank demand and anticipated Federal Reserve rate cuts.
• J.P. Morgan Global Research forecasts an average price of $5,055 per ounce in the fourth quarter of 2026, with potential peaks reaching $5,200–$5,300.
• Deutsche Bank expects prices to end 2026 around $4,450,
• BullionVault’s survey of investors indicating a collective expectation that gold will average $5,136 per ounce by December 2026, and many believe it could surpass $5,000.
• Technical analysis suggests a key support zone between $4,200 and $4,300, with a profit target of $4,800 and potential for new all-time highs. While short-term volatility and pullbacks are expected, the long-term outlook points to gold reaching $5,000 or higher in 2026, driven by central bank purchases, inflation concerns, and geopolitical risks.

• The price has had several large swings over the last few decades. An all-time high in 1980 followed the lows of the 1970s. The value in 1980 remained the peak for gold when adjusted for inflation until April 2025.

• The European sovereign debt crisis of 2010 to 2012 raised concerns about the eurozone's stability and the global economy.
  The gold price reached a new nominal high of about $1,825 in August 2011.
  
• The COVID-19 pandemic caused unprecedented economic and social disruptions and uncertainties.
  The gold price soared 27% from $1,575 in January 2020 to more than $2,000 by the summer of 2020.
• In September 2024, gold surged above $2,685 per ounce, fueled by increased Chinese demand and lingering inflation concerns.
• Gold reached an all-time high of about $3,500 in April 2025 as investors sold riskier investments because of trade tensions between the U.S. and China.

The price of gold is influenced by macroeconomic and geopolitical conditions, the pace of inflation, the amount of reserves, currency fluctuations, supply and demand considerations, and the cost of mining and refining the precious metal.

When inflation is high, the price of gold tends to rise as investors look for a safe-haven asset to protect their purchasing power and as an inflation hedge against the weakening buying power of national currencies like the dollar.

When geopolitical tensions are high, gold prices tend to rise as investors seek a hedge against uncertainty. Gold is used to ride out macroeconomic volatility. Still, these correlations don’t always hold, and the price won’t always rise in the face of inflation or broader economic uncertainty.
In addition, as can be seen from the first half of the 2020s, gold and stocks aren't inversely correlated; both have risen significantly simultaneously.

Long Term Trends - Gold vs. Real Yelds
The real interest rate is defined as the difference between the nominal interest rate and the (expected or actual) inflation rate.
Rising interest rates also mean rising opportunity costs of holding gold. Gold neither pays dividends nor interest. Thus, it is relatively expensive to hold it in the portfolio when real interest rates are high. On the other hand, when real yields are negative, holders of cash and bonds are losing wealth. In such a scenario, they are more prone to buy gold.

Gold prices: beyond inflation and real yields

• Gold outperformed the S&P 500 over the last 20 years (433% vs. 358%), driven by crisis periods and inflation spikes.
• S&P 500 outperformed gold over the last 10 years (175% vs. 100%), showing stronger returns in growth cycles.
• Gold is a safe-haven asset, offering stability during economic uncertainty and inflationary periods.
• The S&P 500 provides higher long-term growth, but comes with higher volatility and market risk.
• Diversification matters: combining both assets in a portfolio can improve risk-adjusted performance.
• Gold performs better during inflation, while stocks thrive in expanding economies.

• 1971 Nixon ended the gold standard. (A system under which nearly all countries fixed the value of their currencies in terms of a specified amount of gold.)
• 1974 Americans can own gold.
• Gold price surge:
  $35/oz 1971
  $200 by 1974
  $850 in 1980
  Annual rate of return 50%